Free tools
Free tools for the money side of your career
I put these together for the questions I hear most: what lands in your account, which tax regime to pick, what leaving will cost and how to ask for more. No sign-up, nothing stored.
Salary & offers
Tax & savings
Leaving a job
Letters & emails
FAQ
Questions people ask
Are these tools free?
Yes. Every tool on this page is free to use, with no sign-up.
Is my data stored?
No. The calculations and letters run in your browser as you type; nothing you enter is sent to a server or saved.
How accurate are the numbers?
They follow the published rules for the current tax year and the standard formulas for PF, gratuity, HRA and the rest. Your employer’s policy or your contract can differ, so treat the results as planning estimates and check your offer letter or payslip before you act.
Ready to figure out where you stand?
Bring the decision you’re stuck on. I’ll help you understand it and leave you with a plan.